CHapter 11

Chapter 11

Your Journal

Avoiding problems with credit cards is one of the biggest challenges us Americans face. An average person shall have no more than 2 credit cards in their wallet but now that average has risen to 8. People are ruining their credit by having too many credit cards and not being able to keep track of them. It is very important to not sign up for many different cards, just because the design looks cool (myself). Credit cards do affect your lives in the long term so BE CAREFUL!!!

Know Yourself

Try o get financial aid when you are in college. It is free money. You never have to pay it back. I consider some students “idiots” for not even applying. I mean how can they expect to win the lottery if they don’t get themselves in the lottery. The thing about financial aid is that government wants to pay for your education if you aren’t able to. This is great bacuz atleast the government has $$ for something.